Smart Credit Help is a private company (“we”, “us”, “our”, or “Smart Credit Help”) and not affiliated with any government agency. This Terms of Use Agreement (the “Terms of Use”) governs your (hereinafter “you”, “your”, or “user”) relationship with the Company and use of the Company’s Service (the “Service”). By using the Service, you accept these Terms of Use and any modifications that may be made to these Terms of Use from time to time.

Our subscribers’ privacy is of primary importance at Smart Credit Help. It is important that our subscribers be fully informed about the use of their personal information before choosing to subscribe to Smart Credit Help. Smart Credit Help values your e-privacy.

Smart Credit Help believes in 100% permission-based marketing. Smart Credit Help collects the information you provide at our websites. To subscribe, you must provide your first name, last name and email address. Smart Credit Help may from time-to-time send you offers for goods and services relevant to the categories of interest you have chosen. Smart Credit Help will broadcast special offers that would be of value to any online consumer to all Smart Credit Help subscribers. By signing up with Smart Credit Help, you are giving your consent to receive promotions or newsletters from Smart Credit Help. If you do not wish to receive these emails, you may request to be removed by using the opt-out mechanism listed in the email messages you receive. To opt-out of email promotions from Smart Credit Help alone, you may send an e-mail to  Please note that exercising an opt-out mechanism only applies to the company with which you exercised that right.

Smart Credit Help maintains all personally-identifiable information in its proprietary database. Smart Credit Help remains dedicated to providing notice and choice to all Smart Credit Help subscribers. The last sentence in each and every offer from Smart Credit Help provides subscribers the option to unsubscribe and remove themselves from our database. Once a subscriber unsubscribes and chooses to be removed from our database, the subscriber will no longer receive any offers from Smart Credit Help. Please allow up to 72 hours for the removal process to be complete. 

Smart Credit Help issues cookies solely to assign a randomly generated, unique identifier in order for Smart Credit Help to track customer conversions. No personally identifiable information is ever stored within the cookie. Smart Credit Help tracks responses to advertising campaigns, however, Smart Credit Help does not track your other web browsing activities. Please note that some of our customers’ websites may use cookies; therefore, it is recommended that our subscribers take the time to review the privacy policies, when provided, of any websites prior to entering their information.

For websites owned and operated by Smart Credit Help, Smart Credit Help uses log files. These log files may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use.

Smart Credit Help websites are intended for use only by adults. Smart Credit Help complies with the Children’s Online Privacy Protection Act and does not knowingly solicit or collect information from children.

Your Information is protected by our State-of-the-Art technology. Smart Credit Help has security protocols and measures in place to protect the information we maintain about you from unauthorized access or alteration. These measures include internal and external firewalls, physical security and technological security measures, and encryption of certain information.

In addition to the information collected by us and registration information submitted by you, we may employ both first-party and third-party cookies.  A cookie is a piece of data stored on your hard drive containing activity-based information about you, and it is designed to facilitate the receipt of targeted and relevant advertisements.  The cookie is not associated with your personally identifiable information.

Smart Credit Help encourages you to revisit our Privacy Statement to keep informed of any changes.