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Tips on Car Insurance

It's surprising how many people over pay for their auto insurance.  There are a few steps you can take to make sure you are getting the right coverage at a good price.

First, make sure to compare quotes from multiple companies.  Not every company charges the same amount for the same level of insurance.

Research each company to see how well they service their customers.  Take a look at what their current customers are saying about the way they handle insurance claims.

Look for discounts.  You may be able to save money by having your home (or renter's) insurance and auto insurance with the same company.  Ask if you qualify for discounts because of your driving record or good grades

Save Money on Health Insurance

Let's face it - going to the doctor can get expensive . . . fast.  If you want to keep your health care costs low, you need to be asking a lot of questions.

"Is this test really necessary and what type of treatment will we pursue when we find out the results?"

"Does this prescription have a generic alternative?"

"What amount will be covered by my medical insurance?"

While all three of these questions are important to ask to make sure you can keep your health care costs as low as possible, the last question is one that takes some research.

Just as it is important to decide when you need a second medical opinion, you should get a second health insurance quote.  By comparing what your out of pocket costs will be and the level of insurance coverage offered, you will be in a better position to make the correct decision about what is best for you and your family.